All content provided on this blog is for informational purposes only. makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. will not be liable for any errors or omissions in this information nor for the availability of this information. will not be liable for any losses, injuries, or damages from the display or use of this information. 


Digital Purchases

Any item that is digital in nature (journals, workbooks, ebooks, courses, etc.) sold on are not eligible for a return or refund. If you have an issue with a purchase, please contact us as soon as possible.


Any and all materials, paid or free, that You access on this or any related domains are the sole ownership or licensed use of


You are not allowed to reproduce any part of Our product(s) or related communications. You are receiving a limited, non-transferable, non-exclusive, revocable license for non-commercial use only in order to access any content or materials in the products You have paid for or opted to receive.


If you violate this license by giving or selling a copy of Our products, we reserve the right to revoke your access to our products permanently.


You may:

● Access Your purchases for Your personal use or use in Your business for non-commercial purposes.
● Download and/or print any purchases for Your personal use or in Your business for non-commercial purposes.


You may NOT:

● Re-sell or trade Your access to Your purchases.
● Share Your purchase with anyone else who has not yet purchased it or opted in to receive it.
● Reprint or republish any of your purchases, in part or in whole.
● Distribute any of the materials contained in Your purchases or related materials and/or communications as Your own, otherwise known as stealing.
● Reproduce and tweak any part or whole of Your purchases for distribution as Your own work.
● Claim ownership or use any of Our intellectual property without Our prior consent, which includes (but is not limited to): copyrights such as course materials, worksheets, workbooks, lessons, videos, and more; trademarks such as names, logos, taglines, or other unique source identifiers; or trade dress including the look and feel of any of Our offerings (and its related communications and materials).
● Use Our offering or any related materials and/or communications in an unlawful way or for any illegal or unlawful purpose(s).


When purchasing a product through the Site, you agree to the payment of the purchase price listed on the Site for the Product (the ‘Purchase Price’).


Payment of the Purchase Price may be made through a Payment Gateway Provider such as Stripe, PayPal, etc. In purchasing a product through the Site, you warrant and represent that you agree to be bound by the applicable Terms and Conditions, Privacy Policy and other relevant legal documentation provided by the Payment Gateway Provider.


Once the purchase is completed, you will be issued with a receipt to confirm that the payment has been received and we may record your purchase details for future use.


Due to the nature of digital content, all purchases of digital products, courses and memberships from our Site are final unless a refund is required under relevant consumer protection laws.


Acceptance of These Terms


By using, you signify your acceptance of the terms. If you do not agree, please do not use this site. 


Contacting Us


These terms and conditions of use are subject to change at any time and without notice. If you have any questions about the terms and conditions, the practices of this site, or your dealings with this site, please contact us at:

Cool Bean Living
maryjo @